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Disability Insurance

Important Questions to Ask Yourself

How much of your income would you need to replace to maintain your lifestyle if you became disabled and couldn't work?

1.

How long could you wait before the disability benefits kicked in?

2.

How long would you want the benefits to last?

3.

Will you need care at home or in a facility?

4

Short Term Insurance

Short Term Insurance

Short-term disability insurance pays you a portion of your income for a short period of time after you run out of sick leave. Depending on your plan, STD generally will pay you for between 9 and 52 weeks (or 1 year).

Long Term Insurance

Long-term disability insurance picks up where short term disability insurance leaves off. Depending on your plan, LTD generally last until you can go back to work or the number of years stated in your policy.

Vantage Financial Solutions, St. George, Uth

© 2018 Vantage Financial Solutions, Inc. All rights reserved.

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We are authorized to collect personally identifiable information (PII) from you by CMS, HHS, and potential insurers.  Any PII we collect is used as follows: Agent/Broker may create, collect, disclose, access, maintain, store, and use the following data and PII from CMS, Consumers, Applicants, Employers, Employees, Qualified Employers, Qualified Employees, and Enrollees, including but not limited to PII and Insurance coverage information. If you choose to give us PII, we may share this information with potential.  PII is used or disclosed only under the following circumstances: to obtain health insurance coverage or to assist in issues that may arise as part of your coverage through a health insurance carrier. The request to collect PII is voluntary.  If you choose not to provide us with the PII requested, or not to respond to certain questions, we may not be able to assist you with obtaining health insurance or with any issues that may arise as a result of obtained health insurance coverage.

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